Terms of Service

These Terms of Service ("Terms") govern your access to and use of the PulseGlobalPay payment platform, websites, APIs, and related services (collectively, the "Services"). By creating an account, accessing, or using the Services, you agree to be bound by these Terms on behalf of yourself and any organization you represent.

If you do not agree to these Terms, you may not use the Services.

You must be at least 18 years old and able to form a binding contract to use the Services. Business accounts must be registered by an authorized representative of the business.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately of any unauthorized use.

You agree to use the Services only for lawful purposes and in compliance with these Terms, our Acceptable Use guidelines, applicable card network rules, and all applicable laws and regulations, including anti-money-laundering and sanctions requirements.

• Do not use the Services to facilitate illegal transactions or prohibited businesses.
• Do not attempt to circumvent, disable, or interfere with security-related features.
• Do not misrepresent your identity, your business, or the nature of your transactions.
• Do not resell or provide the Services to third parties without our written consent.

Fees for the Services are described in your pricing agreement or on our pricing page. We may deduct applicable fees from settlement amounts before payout. You are responsible for any taxes associated with your use of the Services.

Settlement timing, reserves, and payout schedules may vary based on risk, processor, and card network requirements. We may adjust settlement or hold funds where required to manage risk, chargebacks, or regulatory obligations.

You are responsible for chargebacks, refunds, and related fees arising from your transactions. We may debit your account or settlement funds to recover these amounts. Excessive chargeback activity may result in additional reserves, fees, or termination.

The Services, including all software, documentation, and trademarks, are owned by PulseGlobalPay and its licensors. We grant you a limited, non-exclusive, non-transferable license to use the Services during the term of these Terms. All rights not expressly granted are reserved.

You may stop using the Services at any time. We may suspend or terminate your access, with or without notice, if you breach these Terms, present unacceptable risk, or as required by law or our partners. Provisions that by their nature should survive termination will survive.

The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the Services will be uninterrupted, error-free, or secure.

To the maximum extent permitted by law, PulseGlobalPay will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or revenues. Our aggregate liability arising out of these Terms will not exceed the fees you paid to us in the three months preceding the claim.

We may update these Terms from time to time. If we make material changes, we will provide notice by updating the "Last updated" date and, where appropriate, by additional notice. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

These Terms are governed by the laws of the State of Georgia, United States, without regard to its conflict-of-laws rules. Any disputes will be resolved in the state or federal courts located in Georgia, unless otherwise required by applicable law.